I was asked by my OB if I have a health plan. I said no as I haven't enrolled in one. She said I need to get one for my delivery. It will slash off some good amount on our bill. I should have done it a few years back but I am so lazy. Ugh! How I wish we have an online health plan just like the Blue Cross Blue Shield North Carolina health plan. It will be much easier for me who is a home buddy.