Jun got sick last week and I am so afraid of him getting sick. I have this phobia of losing someone after Huey died. I was afraid to be alone. I rely most of the time to my husband and I can’t live without him. So right now having or applying for an individual health insurance is very practical. I needed to apply for this one so that my family as well as me will be healthy and will live a longer life. I hope you are thinking the same too! Let us get our family healthy and get insured. Good Luck to us!